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CARC 16 · CO-16

CARC 16 Denial: Claim/service lacks information or has submission/billing error(s) — How to Fix and Appeal

QuickIntell editorial content · Legacy registry date · Review not verified

Updated

TL;DR

CARC 16 (X12 Claim/service lacks information or has submission/billing error(s)). CARC 16 is the industry's most common catch-all denial: the claim is technically incomplete or contains a data error that prevents adjudication.

Official X12 description

“Claim/service lacks information or has submission/billing error(s).”

Source: X12 Claim Adjustment Reason Codes. The X12 External Code Lists are the single authoritative source for every CARC descriptor — always verify against the current release before building a claim-scrub rule.

What CARC 16 actually means

CARC 16 is the industry's most common catch-all denial: the claim is technically incomplete or contains a data error that prevents adjudication. The specific problem is almost always spelled out in the accompanying RARC(s) — if the 835 carries CARC 16 alone with no RARC, rework is blind. Examples include a missing referring provider NPI, an invalid place-of-service code, a blank accident indicator, or a missing required claim attachment. Correct the error and rebill; true appeal is rarely necessary.

Common root causes

  • Missing or invalid NPI (rendering, referring, billing, or supervising).
  • Place-of-service code missing or incompatible with the procedure.
  • Missing required attachment (operative note, invoice for unlisted codes, anesthesia time).
  • Patient demographic mismatch (DOB, gender, member ID) between the claim and the payer's eligibility file.
  • Accident-related or third-party liability indicators missing when required.

Prevention checklist

  • Enforce required-field validation at the scrubber level, keyed off payer-specific companion guides.
  • Automate eligibility re-verification within 48 hours of service to catch demographic drift.
  • Build payer-specific attachment rules (e.g., Medicare requires PWK segments for certain claims) into claim generation.
  • Track CARC 16 by reason substring in your denials dashboard; any sudden spike usually indicates a payer companion-guide change.

Appeal strategy — step by step

Most CARC 16 denials clear faster with the right remediation than with a formal appeal. Work the steps in order and escalate only when a lower-effort path has been ruled out.

  1. 1Read the accompanying RARC carefully — the RARC tells you exactly what is missing. If none is present, call the payer for clarification before working the denial.
  2. 2For most CARC 16 denials, submit a corrected claim (frequency code 7) with the missing data rather than a formal appeal.
  3. 3When the payer loses an attachment that was genuinely submitted, include the original clearinghouse tracking number and the PWK segment detail in the resubmission.
Sample appeal-letter language for CARC 16
[Provider letterhead] Re: Appeal of CARC 16 — Claim #{claim_number} Member: {member_name} · Member ID: {member_id} Date(s) of Service: {dos} On {remittance_date} this claim was adjusted with CARC 16: "Claim/service lacks information or has submission/billing error(s)." We respectfully request reconsideration. The X12 External Code List definition of CARC 16 does not apply to this claim for the following reasons: 1. [Cite the clinical / coding / policy fact that rebuts the adjustment] 2. [Cite the supporting documentation attached — op note, EOB, LCD/NCD citation, NCCI edit indicator, modifier rationale] 3. [Cite the payer's own policy where applicable] Attached: {list supporting documents} Please process payment under the member's benefits. If additional information is required, contact the billing office at {provider_phone} or {provider_email}. Sincerely, {billing_manager_name}, {credentials}

Edit the bracketed fields before sending. This template is a starting point; a payer-specific appeal form may still be required — check the provider portal first.

Payer-specific notes

Payer-specific behavior for CARC 16 publishes here as the QuickIntell anonymized denial ETL ingests sufficient volume. In the meantime, consult the payer directory for the relevant provider manual and appeal form.

How common is CARC 16?

Search demand rank
#1

Out of 306 seeded CARCs, ranked by combined US monthly search volume for "CARC 16", "CO-16 denial", and "denial code 16".

Platform frequency
Pending ETL

Platform frequency ranks publish once the anonymized denial-rate pipeline reaches the publication threshold (strategy §12 Phase 2).

How QuickRCM prevents CARC 16

QuickRCM catches the root causes above before the 837 leaves the clearinghouse:

  • Claim-scrub rules fire on every root cause listed above — the scrub references the same X12 CAS segment logic that drives the denial, so what the payer checks, QuickRCM checks first.
  • When a denial lands, QuickRCM routes it to the correct worker with the documentation bundle already attached (op note, LCD citation, modifier rationale, EOB, primary 835).
  • Appeal templates tuned to each CARC (including this one) pull the supporting facts from the claim and fill the bracketed fields automatically.

CAQH CORE code combinations for CARC 16

Under the CAQH CORE Payment and Remittance Uniform Use rule, health plans may pair CARC 16 only with the remark codes and group codes below for the defined business scenario 2 (Missing, invalid or incomplete data from the submitted claim). A combination outside this list on an 835 is itself a payer compliance issue worth raising.

CORE-required CARC/RARC/CAGC combinations for CARC 16
RARCRemark descriptionGroup codeScenario
M12Diagnostic tests performed by a physician must indicate whether purchased services are included on the claim.CO or PI2
M20Missing/incomplete/invalid HCPCS.CO or PI2
M21Missing/incomplete/invalid place of residence for this service/item provided in a home.CO or PI2
M22Missing/incomplete/invalid number of miles traveled.CO or PI2
M24Missing/incomplete/invalid number of doses per vial.CO or PI2
M44Missing/incomplete/invalid condition code.CO or PI2
M45Missing/incomplete/invalid occurrence code(s).CO or PI2
M46Missing/incomplete/invalid occurrence span code(s).CO or PI2
M47Missing/incomplete/invalid Payer Claim Control Number. Other terms exist for this element including, but not limited to, Internal Control Number (ICN), Claim Control Number (CCN), Document Control Number (DCN).CO or PI2
M49Missing/incomplete/invalid value code(s) or amount(s).CO or PI2
M50Missing/incomplete/invalid revenue code(s).CO or PI2
M51Missing/incomplete/invalid procedure code(s).CO or PI2
M52Missing/incomplete/invalid "from" date(s) of service.CO or PI2
M53Missing/incomplete/invalid days or units of service.CO or PI2
M54Missing/incomplete/invalid total charges.CO or PI2
M56Missing/incomplete/invalid payer identifier.CO or PI2
M59Missing/incomplete/invalid "to" date(s) of service.CO or PI2
M60Missing Certificate of Medical Necessity.CO or PI2
M62Missing/incomplete/invalid treatment authorization code.CO or PI2
M64Missing/incomplete/invalid other diagnosis.CO or PI2
M65One interpreting physician charge can be submitted per claim when a purchased diagnostic test is indicated. Please submit a separate claim for each interpreting physician.CO or PI2
M66Our records indicate that you billed diagnostic tests subject to price limitations and the procedure code submitted includes a professional component. Only the technical component is subject to price limitations. Please submit the technical and professional components of this service as separate line items.CO or PI2
M67Missing/incomplete/invalid other procedure code(s).CO or PI2
M73The HPSA/Physician Scarcity bonus can only be paid on the professional component of this service. Rebill as separate professional and technical components.CO or PI2
M76Missing/incomplete/invalid diagnosis or condition.CO or PI2
M77Missing/incomplete/invalid/inappropriate place of service.CO or PI2
M79Missing/incomplete/invalid charge.CO or PI2
M81You are required to code to the highest level of specificity.CO or PI2
M84Medical code sets used must be the codes in effect at the time of service.CO or PI2
M91Lab procedures with different CLIA certification numbers must be billed on separate claims.CO or PI2
M99Missing/incomplete/invalid Universal Product Number/Serial Number.CO or PI2
M119Missing/incomplete/invalid/ deactivated/withdrawn National Drug Code (NDC)CO or PI2
M122Missing/incomplete/invalid level of subluxation.CO or PI2
M123Missing/incomplete/invalid name, strength, or dosage of the drug furnished.CO or PI2
M124Missing indication of whether the patient owns the equipment that requires the part or supply.CO or PI2
M125Missing/incomplete/invalid information on the period of time for which the service/supply/equipment will be needed.CO or PI2
M126Missing/incomplete/invalid individual lab codes included in the test.CO or PI2
M129Missing/incomplete/invalid indicator of x‐ray availability for review.CO or PI2
M133Claim did not identify who performed the purchased diagnostic test or the amount you were charged for the test.CO or PI2
M136Missing/incomplete/invalid indication that the service was supervised or evaluated by a physician.CO or PI2
MA04Secondary payment cannot be considered without the identity of or payment information from the primary payer. The information was either not reported or was illegible.CO or PI2
MA21SSA records indicate mismatch with name and sex.CO or PI2
MA27Missing/incomplete/invalid entitlement number or name shown on the claim.CO or PI2
MA30Missing/incomplete/invalid type of bill.CO or PI2
MA31Missing/incomplete/invalid beginning and ending dates of the period billed.CO or PI2
MA32Missing/incomplete/invalid number of covered days during the billing period.CO or PI2
MA33Missing/incomplete/invalid non-covered days during the billing period.CO or PI2
MA34Missing/incomplete/invalid number of coinsurance days during the billing period.CO or PI2
MA35Missing/incomplete/invalid number of lifetime reserve days.CO or PI2
MA36Missing/incomplete/invalid patient name.CO or PI2
MA37Missing/incomplete/invalid patient's address.CO or PI2
MA39Missing/incomplete/invalid gender.CO or PI2
MA40Missing/incomplete/invalid admission date.CO or PI2
MA41Missing/incomplete/invalid admission type.CO or PI2
MA42Missing/incomplete/invalid admission source.CO or PI2
MA43Missing/incomplete/invalid patient status.CO or PI2
MA48Missing/incomplete/invalid name or address of responsible party or primary payer.CO or PI2
MA50Missing/incomplete/invalid Investigational Device Exemption number for FDA-approved clinical trial services.CO or PI2
MA53Missing/incomplete/invalid Competitive Bidding Demonstration Project identification.CO or PI2
MA58Missing/incomplete/invalid release of information indicator.CO or PI2
MA60Missing/incomplete/invalid patient relationship to insured.CO or PI2
MA61Missing/incomplete/invalid social security number.CO or PI2
MA63Missing/incomplete/invalid principal diagnosis.CO or PI2
MA64Our records indicate that we should be the third payer for this claim. We cannot process this claim until we have received payment information from the primary and secondary payers.CO or PI2
MA65Missing/incomplete/invalid admitting diagnosis.CO or PI2
MA66Missing/incomplete/invalid principal procedure code.CO or PI2
MA69Missing/incomplete/invalid remarks.CO or PI2
MA70Missing/incomplete/invalid provider representative signature.CO or PI2
MA71Missing/incomplete/invalid provider representative signature date.CO or PI2
MA75Missing/incomplete/invalid patient or authorized representative signature.CO or PI2
MA76Missing/incomplete/invalid provider identifier for home health agency or hospice when physician is performing care plan oversight services.CO or PI2
MA81Missing/incomplete/invalid provider/supplier signature.CO or PI2
MA83Did not indicate whether we are the primary or secondary payer.CO or PI2
MA88Missing/incomplete/invalid insured's address and/or telephone number for the primary payer.CO or PI2
MA89Missing/incomplete/invalid patient's relationship to the insured for the primary payer.CO or PI2
MA90Missing/incomplete/invalid employment status code for the primary insured.CO or PI2
MA92Missing plan information for other insurance.CO or PI2
MA94Did not enter the statement "Attending physician not hospice employee" on the claim form to certify that the rendering physician is not an employee of the hospice.CO or PI2
MA96Claim rejected. Coded as a Medicare Managed Care Demonstration but patient is not enrolled in a Medicare managed care plan.CO or PI2
MA97Missing/incomplete/invalid Medicare Managed Care Demonstration contract number or clinical trial registry number.CO or PI2
MA99Missing/incomplete/invalid Medigap information.CO or PI2
MA100Missing/incomplete/invalid date of current illness or symptoms.CO or PI2
MA110Missing/incomplete/invalid information on whether the diagnostic test(s) were performed by an outside entity or if no purchased tests are included on the claim.CO or PI2
MA111Missing/incomplete/invalid purchase price of the test(s) and/or the performing laboratory's name and address.CO or PI2
MA112Missing/incomplete/invalid group practice information.CO or PI2
MA113Incomplete/invalid taxpayer identification number (TIN) submitted by you per the Internal Revenue Service. Your claims cannot be processed without your correct TIN, and you may not bill the patient pending correction of your TIN. There are no appeal rights for unprocessable claims, but you may resubmit this claim after you have notified this office of your correct TIN.CO or PI2
MA114Missing/incomplete/invalid information on where the services were furnished.CO or PI2
MA115Missing/incomplete/invalid physical location (name and address, or PIN) where the service(s) were rendered in a Health Professional Shortage Area (HPSA).CO or PI2
MA116Did not complete the statement 'Homebound' on the claim to validate whether laboratory services were performed at home or in an institution.CO or PI2
MA120Missing/incomplete/invalid CLIA certification number.CO or PI2
MA121Missing/incomplete/invalid x‐ray date.CO or PI2
MA122Missing/incomplete/invalid initial treatment date.CO or PI2
MA128Missing/incomplete/invalid FDA approval number.CO or PI2
MA134Missing/incomplete/invalid provider number of the facility where the patient resides.CO or PI2
N4Missing/Incomplete/Invalid prior Insurance Carrier(s) EOB.CO or PI2
N8Crossover claim denied by previous payer and complete claim data not forwarded. Resubmit this claim to this payer to provide adequate data for adjudication.CO or PI2
N27Missing/incomplete/invalid treatment number.CO or PI2
N31Missing/incomplete/invalid prescribing provider identifier.CO or PI2
N32Claim must be submitted by the provider who rendered the service.CO or PI2
N34Incorrect claim form/format for this service.CO or PI2
N37Missing/incomplete/invalid tooth number/letter.CO or PI2
N39Procedure code is not compatible with tooth number/letter.CO or PI2
N46Missing/incomplete/invalid admission hour.CO or PI2
N48Claim information does not agree with information received from other insurance carrier.CO or PI2
N50Missing/incomplete/invalid discharge information.CO or PI2
N53Missing/incomplete/invalid point of pick‐up address.CO or PI2
N54Claim information is inconsistent with pre-certified/authorized services.CO or PI2
N56Procedure code billed is not correct/valid for the services billed or the date of service billed.CO or PI2
N57Missing/incomplete/invalid prescribing date.CO or PI2
N58Missing/incomplete/invalid patient liability amount.CO or PI2
N61Rebill services on separate claims.CO or PI2
N62Dates of service span multiple rate periods. Resubmit separate claims.CO or PI2
N63Rebill services on separate claim lines.CO or PI2
N64The "from" and "to" dates must be different.CO or PI2
N65Procedure code or procedure rate count cannot be determined, or was not on file, for the date of service/provider.CO or PI2
N75Missing/incomplete/invalid tooth surface information.CO or PI2
N76Missing/incomplete/invalid number of riders.CO or PI2
N77Missing/incomplete/invalid designated provider number.CO or PI2
N80Missing/incomplete/invalid prenatal screening information.CO or PI2
N81Procedure billed is not compatible with tooth surface code.CO or PI2
N93A separate claim must be submitted for each place of service. Services furnished at multiple sites may not be billed in the same claim.CO or PI2
N94Claim/Service denied because a more specific taxonomy code is required for adjudication.CO or PI2
N142The original claim was denied. Resubmit a new claim, not a replacement claim.CO or PI2
N147Long term care case mix or per diem rate cannot be determined because the patient ID number is missing, incomplete, or invalid on the assignment request.CO or PI2
N148Missing/incomplete/invalid date of last menstrual period.CO or PI2
N150Missing/incomplete/invalid model number.CO or PI2
N152Missing/incomplete/invalid replacement claim information.CO or PI2
N153Missing/incomplete/invalid room and board rate.CO or PI2
N163Medical record does not support code billed per the code definition.CO or PI2
N173No qualifying hospital stay dates were provided for this episode of care.CO or PI2
N182This claim/service must be billed according to the schedule for this plan.CO or PI2
N184Rebill technical and professional components separately.CO or PI2
N188The approved level of care does not match the procedure code submitted.CO or PI2
N190Missing contract indicator.CO or PI2
N203Missing/incomplete/invalid anesthesia time/units.CO or PI2
N206The supporting documentation does not match the information sent on the claim.CO or PI2
N207Missing/incomplete/invalid weight.CO or PI2
N208Missing/incomplete/invalid DRG code.CO or PI2
N209Missing/incomplete/invalid taxpayer identification number (TIN).CO or PI2
N213Missing/incomplete/invalid facility/discrete unit DRG/DRG exempt status information.CO or PI2
N229Incomplete/invalid contract indicator.CO or PI2
N230Incomplete/invalid indication of whether the patient owns the equipment that requires the part or supply.CO or PI2
N245Incomplete/invalid plan information for other insurance.CO or PI2
N247Missing/incomplete/invalid assistant surgeon taxonomy.CO or PI2
N248Missing/incomplete/invalid assistant surgeon name.CO or PI2
N249Missing/incomplete/invalid assistant surgeon primary identifier.CO or PI2
N250Missing/incomplete/invalid assistant surgeon secondary identifier.CO or PI2
N251Missing/incomplete/invalid attending provider taxonomy.CO or PI2
N252Missing/incomplete/invalid attending provider name.CO or PI2
N253Missing/incomplete/invalid attending provider primary identifier.CO or PI2
N254Missing/incomplete/invalid attending provider secondary identifier.CO or PI2
N255Missing/incomplete/invalid billing provider taxonomy.CO or PI2
N256Missing/incomplete/invalid billing provider/supplier name.CO or PI2
N257Missing/incomplete/invalid billing provider/supplier primary identifier.CO or PI2
N258Missing/incomplete/invalid billing provider/supplier address.CO or PI2
N259Missing/incomplete/invalid billing provider/supplier secondary identifier.CO or PI2
N260Missing/incomplete/invalid billing provider/supplier contact information.CO or PI2
N261Missing/incomplete/invalid operating provider name.CO or PI2
N262Missing/incomplete/invalid operating provider primary identifier.CO or PI2
N263Missing/incomplete/invalid operating provider secondary identifier.CO or PI2
N264Missing/incomplete/invalid ordering provider name.CO or PI2
N265Missing/incomplete/invalid ordering provider primary identifier.CO or PI2
N266Missing/incomplete/invalid ordering provider address.CO or PI2
N267Missing/incomplete/invalid ordering provider secondary identifier.CO or PI2
N268Missing/incomplete/invalid ordering provider contact information.CO or PI2
N269Missing/incomplete/invalid other provider name.CO or PI2
N270Missing/incomplete/invalid other provider primary identifier.CO or PI2
N271Missing/incomplete/invalid other provider secondary identifier.CO or PI2
N272Missing/incomplete/invalid other payer attending provider identifier.CO or PI2
N273Missing/incomplete/invalid other payer operating provider identifier.CO or PI2
N274Missing/incomplete/invalid other payer other provider identifier.CO or PI2
N275Missing/incomplete/invalid other payer purchased service provider identifier.CO or PI2
N276Missing/incomplete/invalid other payer referring provider identifier.CO or PI2
N277Missing/incomplete/invalid other payer rendering provider identifier.CO or PI2
N278Missing/incomplete/invalid other payer service facility provider identifier.CO or PI2
N279Missing/incomplete/invalid pay-to provider name.CO or PI2
N280Missing/incomplete/invalid pay-to provider primary identifier.CO or PI2
N281Missing/incomplete/invalid pay-to provider address.CO or PI2
N282Missing/incomplete/invalid pay-to provider secondary identifier.CO or PI2
N283Missing/incomplete/invalid purchased service provider identifier.CO or PI2
N284Missing/incomplete/invalid referring provider taxonomy.CO or PI2
N285Missing/incomplete/invalid referring provider name.CO or PI2
N286Missing/incomplete/invalid referring provider primary identifier.CO or PI2
N287Missing/incomplete/invalid referring provider secondary identifier.CO or PI2
N288Missing/incomplete/invalid rendering provider taxonomy.CO or PI2
N289Missing/incomplete/invalid rendering provider name.CO or PI2
N290Missing/incomplete/invalid rendering provider primary identifier.CO or PI2
N291Missing/incomplete/invalid rendering provider secondary identifier.CO or PI2
N292Missing/incomplete/invalid service facility name.CO or PI2
N293Missing/incomplete/invalid service facility primary identifier.CO or PI2
N294Missing/incomplete/invalid service facility primary address.CO or PI2
N295Missing/incomplete/invalid service facility secondary identifier.CO or PI2
N296Missing/incomplete/invalid supervising provider name.CO or PI2
N297Missing/incomplete/invalid supervising provider primary identifier.CO or PI2
N298Missing/incomplete/invalid supervising provider secondary identifier.CO or PI2
N299Missing/incomplete/invalid occurrence date(s).CO or PI2
N300Missing/incomplete/invalid occurrence span date(s).CO or PI2
N301Missing/incomplete/invalid procedure date(s).CO or PI2
N302Missing/incomplete/invalid other procedure date(s).CO or PI2
N303Missing/incomplete/invalid principal procedure date.CO or PI2
N304Missing/incomplete/invalid dispensed date.CO or PI2
N305Missing/incomplete/invalid injury/accident date.CO or PI2
N306Missing/incomplete/invalid acute manifestation date.CO or PI2
N307Missing/incomplete/invalid adjudication or payment date.CO or PI2
N308Missing/incomplete/invalid appliance placement date.CO or PI2
N309Missing/incomplete/invalid assessment date.CO or PI2
N310Missing/incomplete/invalid assumed or relinquished care date.CO or PI2
N312Missing/incomplete/invalid begin therapy date.CO or PI2
N313Missing/incomplete/invalid certification revision date.CO or PI2
N314Missing/incomplete/invalid diagnosis date.CO or PI2
N315Missing/incomplete/invalid disability from date.CO or PI2
N316Missing/incomplete/invalid disability to date.CO or PI2
N317Missing/incomplete/invalid discharge hour.CO or PI2
N318Missing/incomplete/invalid discharge or end of care date.CO or PI2
N319Missing/incomplete/invalid hearing or vision prescription date.CO or PI2
N320Missing/incomplete/invalid Home Health Certification Period.CO or PI2
N321Missing/incomplete/invalid last admission period.CO or PI2
N322Missing/incomplete/invalid last certification date.CO or PI2
N323Missing/incomplete/invalid last contact date.CO or PI2
N324Missing/incomplete/invalid last seen/visit date.CO or PI2
N325Missing/incomplete/invalid last worked date.CO or PI2
N326Missing/incomplete/invalid last x‐ray date.CO or PI2
N327Missing/incomplete/invalid other insured birth date.CO or PI2
N328Missing/incomplete/invalid Oxygen Saturation Test date.CO or PI2
N329Missing/incomplete/invalid patient birth date.CO or PI2
N330Missing/incomplete/invalid patient death date.CO or PI2
N331Missing/incomplete/invalid physician order date.CO or PI2
N332Missing/incomplete/invalid prior hospital discharge date.CO or PI2
N333Missing/incomplete/invalid prior placement date.CO or PI2
N334Missing/incomplete/invalid re-evaluation date.CO or PI2
N335Missing/incomplete/invalid referral date.CO or PI2
N336Missing/incomplete/invalid replacement date.CO or PI2
N337Missing/incomplete/invalid secondary diagnosis date.CO or PI2
N338Missing/incomplete/invalid shipped date.CO or PI2
N339Missing/incomplete/invalid similar illness or symptom date.CO or PI2
N340Missing/incomplete/invalid subscriber birth date.CO or PI2
N341Missing/incomplete/invalid surgery date.CO or PI2
N342Missing/incomplete/invalid test performed date.CO or PI2
N343Missing/incomplete/invalid Transcutaneous Electrical Nerve Stimulator (TENS) trial start date.CO or PI2
N344Missing/incomplete/invalid Transcutaneous Electrical Nerve Stimulator (TENS) trial end date.CO or PI2
N345Date range not valid with units submitted.CO or PI2
N346Missing/incomplete/invalid oral cavity designation code.CO or PI2
N349The administration method and drug must be reported to adjudicate this service.CO or PI2
N350Missing/incomplete/invalid description of service for a Not Otherwise Classified (NOC) code or for an Unlisted/By Report procedure.CO or PI2
N359Missing/incomplete/invalid height.CO or PI2
N374Primary Medicare Part A insurance has been exhausted and a Part B Remittance Advice is required.CO or PI2
N378Missing/incomplete/invalid prescription quantity.CO or PI2
N382Missing/incomplete/invalid patient identifier.CO or PI2
N384Records indicate that the referenced body part/tooth has been removed in a previous procedure.CO or PI2
N388Missing/incomplete/invalid prescription number.CO or PI2
N389Duplicate prescription number submitted.CO or PI2
N407You are not an approved submitter for this transmission format.CO or PI2
N430Procedure code is inconsistent with the units billed.CO or PI2
N433Resubmit this claim using only your National Provider Identifier (NPI).CO or PI2
N434Missing/Incomplete/Invalid Present on Admission indicator.CO or PI2
N439Missing anesthesia physical status report/indicators.CO or PI2
N440Incomplete/invalid anesthesia physical status report/indicators.CO or PI2
N443Missing/incomplete/invalid total time or begin/end time.CO or PI2
N471Missing/incomplete/invalid HIPPS Rate Code.CO or PI2
N479Missing Explanation of Benefits (Coordination of Benefits or Medicare Secondary Payer).CO or PI2
N480Incomplete/invalid Explanation of Benefits (Coordination of Benefits or Medicare Secondary Payer).CO or PI2
N519Invalid combination of HCPCS modifiers.CO or PI2
N521Mismatch between the submitted provider information and the provider information stored in our system.CO or PI2
N541Mismatch between the submitted insurance type code and the information stored in our system.CO or PI2
N547A refund request (Frequency Type Code 8) was processed previously.CO or PI2
N554Missing/Incomplete/Invalid Family Planning Indicator.CO or PI2
N562The provider number of your incoming claim does not match the provider number on the processed Notice of Admission (NOA) for this bundled payment.CO or PI2
N572This procedure is not payable unless appropriate non-payable reporting codes and associated modifiers are submitted.CO2
N575Mismatch between the submitted ordering/referring provider name and the ordering/referring provider name stored in our records.CO or PI2
N595Records reflect the injured party did not complete an Assignment of Benefits for this loss.CO or PI2
N596Records reflect the injured party did not complete a Medical Authorization for this loss.CO or PI2
N625Missing/Incomplete/Invalid Workers' Compensation Claim Number.CO or PI2
N653The date of injury does not match the reported date of loss.CO or PI2
N657This should be billed with the appropriate code for these services.CO or PI2
N684Payment denied as this is a specialty claim submitted as a general claim.CO or PI2
N685Missing/Incomplete/Invalid Prosthesis, Crown or Inlay Code.CO or PI2
N752Missing/incomplete/invalid HIPPS Treatment Authorization Code (TAC).CO or PI2
N753Missing/incomplete/invalid Attachment Control Number.CO or PI2
N754Missing/incomplete/invalid Referring Provider or Other Source Qualifier on the 1500 Claim Form.CO or PI2
N755Missing/incomplete/invalid ICD Indicator.CO or PI2
N756Missing/incomplete/invalid point of drop-off address.CO or PI2
N763The demonstration code is not appropriate for this claim; resubmit without a demonstration code.CO or PI2
N764Missing/incomplete/invalid Hematocrit (HCT) value.CO or PI2
N769A lateral diagnosis is required.CO or PI2
N777Missing Assignment of Benefits Indicator.CO or PI2
N778Missing Primary Care Physician Information.CO or PI2
N779Replacement/Void claims cannot be submitted until the original claim has finalized. Please resubmit once payment or denial is received.CO or PI2
N780Missing/incomplete/invalid end therapy date.CO or PI2
N784Missing comprehensive procedure code.CO or PI2
N795Item must be resubmitted as a purchase.CO or PI2
N796Missing/incomplete/invalid Hemoglobin (Hb or Hgb) value.CO or PI2
N797Missing/incomplete/invalid date qualifier.CO or PI2
N798Submit a void request for the original claim and resubmit a new claim.CO or PI2
N799Submitted identifier must be an individual identifier, not group identifier.CO or PI2
N800Only one service date is allowed per claim.CO or PI2
N803Submission of the claim for the service rendered is the responsibility of the Contracted Medical Group or Hospital.CO or PI2
N811Missing Federal Sequestration Reduction from Prior Payer.CO or PI2
N812The start service date through and end service date cannot span greater than 18 months.CO or PI2
N815Missing/Incomplete/Invalid NCD Unit Count.CO or PI2
N816Missing/Incomplete/Invalid NCD Unit of Measure.CO or PI2
N818Claims Dates of Service do not match Electronic Visit Verification System.CO or PI2
N820Electronic Visit Verification System units do not meet requirements of visit.CO or PI2
N821Electronic Visit Verification System visit not found.CO or PI2
N822Missing Procedure Modifier(s).CO or PI2
N823Incomplete/Invalid Procedure modifier(s).CO or PI2
N827Missing/Incomplete/Invalid Federal Information Processing Standard (FIPS) Code.CO or PI2
N829Missing/incomplete/invalid Diagnostics Exchange Z-Code Identifier.CO or PI2
N832Duplicate occurrence code/occurrence span code.CO or PI2
N843Missing/incomplete/invalid Core-Based Statistical Area (CBSA) code.CO or PI2
N846National Drug Code (NDC) supplied does not correspond to the HCPCs/CPT billed.CO or PI2
N847National Drug Code (NDC) billed is obsolete.CO or PI2
N848National Drug Code (NDC) billed cannot be associated with a product.CO or PI2
N852The pay-to and rendering provider tax identification numbers (TINs) do not matchCO or PI2
N890Electronic Visit Verification Data Element Requirements were not metCO or PI2
N892The claim does not meet the criteria for acceptable use of the Delay Reason CodeCO or PI2
N898Missing/incomplete/invalid Resource Utilization Group(s) (RUG) code(s).CO or PI2
Source: CAQH CORE-required Code Combinations v3.10.0 (2026-02).

The rule behind CARC 16

CARC 16 means the claim lacks information. On drug lines the usual gap is the NDC, its quantity or the unit conversion; the HCPCS drug pages carry the ASP crosswalk with billing units per package. On Medicare lab, imaging and DMEPOS claims, CARC 16 with N264 and N575 is an ordering practitioner name mismatch, and with N265 a missing ordering NPI.

Frequently asked questions — CARC 16

What does CARC 16 mean?

CARC 16 is an X12 Claim Adjustment Reason Code. The official definition is: "Claim/service lacks information or has submission/billing error(s)." In plain English, the payer is telling you cARC 16 is the industry's most common catch-all denial: the claim is technically incomplete or contains a data error that prevents adjudication. The specific problem is almost always spelled out in the accompanying RARC(s) — if the 835 carries CARC 16 alone with no RARC, rework is blind. Examples include a missing referring provider NPI, an invalid place-of-service code, a blank accident indicator, or a missing required claim attachment. Correct the error and rebill; true appeal is rarely necessary.

How do I resolve a CARC 16 (CO-16) denial?

Start with the most common root cause: Missing or invalid NPI (rendering, referring, billing, or supervising). First step: Read the accompanying RARC carefully — the RARC tells you exactly what is missing. If none is present, call the payer for clarification before working the denial. See the full remediation and appeal checklist on this page before filing a formal appeal.

Is CARC 16 patient responsibility?

No — CARC 16 is typically carried under CO (Contractual Obligation) or OA (Other Adjustment), which means it is the provider's responsibility, not the patient's. Do not bill the patient unless the 835 CAS group code is PR.

What does CARC 16 look like on an EOB or 835 remittance?

On the 835 ERA, CARC 16 appears in Loop 2110 CAS segment as "CAS*CO*16*{amount}". On a paper EOB the same code prints in the Adjustment/Denial Reason column with the X12 description: "Claim/service lacks information or has submission/billing error(s)." — usually paired with one or more RARC remark codes in the same remittance line for additional context.

Which RARC is paired with CARC 16?

CARC 16 is commonly observed with RARC M51, N4, N264. The RARC narrows the reason — for example, pointing at a missing modifier, an LCD citation, or a specific policy. Fix the underlying CARC first; the RARC usually clears with the corrected claim.

Disclaimer

This page is operational reference for medical-billing professionals. It is not legal, clinical, or contractual advice. X12 code descriptors are maintained by the X12 External Code Lists; always verify against the current X12 release and the payer's own published policy before submitting or appealing a claim.