Where this LCD applies
Each contract number is a jurisdiction on the remittance; the policy binds claims processed under these contracts and no others.
Billing and coding: diagnoses and procedure codes
Since 2019 the codes live in the companion article rather than the LCD. Billing and Coding A56907 (Billing and Coding: Bisphosphonate Drug Therapy) carries the diagnosis and procedure lists the contractor loads as the claims edit. CPT codes are shown as bare numbers because the descriptors are licensed by the AMA; HCPCS Level II descriptors are public and shown.
A56907: Billing and Coding: Bisphosphonate Drug Therapy (Billing and Coding, effective 2026-01-01)
- Covered ICD-10-CM codes
- 228
- 3 groups
- Non-covered ICD-10-CM codes
- 0
- Procedure codes listed
- 3
- Full article
- cms.gov record
| ICD-10-CM | Description (FY2027) |
|---|---|
| C50.011 | — |
| C50.012 | — |
| C50.021 | — |
| C50.022 | — |
| C50.111 | — |
| C50.112 | — |
| C50.121 | — |
| C50.122 | — |
| C50.211 | — |
| C50.212 | — |
| C50.221 | — |
| C50.222 | — |
| C50.311 | — |
| C50.312 | — |
| C50.321 | — |
| C50.322 | — |
| C50.411 | — |
| C50.412 | — |
| C50.421 | — |
| C50.422 | — |
| C50.511 | — |
| C50.512 | — |
| C50.521 | — |
| C50.522 | — |
Procedure codes: J1740 (Injection, Ibandronate Sodium, 1 Mg), J2430 (Injection, Pamidronate Disodium, Per 30 Mg), J3489 (Injection, Zoledronic Acid, 1 Mg).
Coverage indications, limitations and medical necessity
Bisphosphonate drugs act to inhibit normal and abnormal bone reabsorption. This action is helpful in reducing pain, reversing hypercalcemia, and preventing and reducing fractures in a range of diseases that directly or indirectly impact bone modeling and remodeling.
Bisphosphonates are available in both oral and parenteral forms. This LCD addresses the coverage indications, limitations and/or medical necessity for the intravenous (IV) bisphosphonates: ibandronate sodium, pamidronate disodium, and zoledronic acid. Etidronate disodium IV has been previously removed from this policy because it is no longer available in the United States.
History/Background/and/or General Information
Osteoporosis is characterized by decreased bone mass and increased fracture risk, most commonly at the spine, hip, and wrist. The diagnosis can be confirmed by a finding of low bone mass, evidence of fracture on x-ray, a history of osteoporotic fracture, or height loss or kyphosis indicative of vertebral fracture. While osteoporosis occurs in both men and women, it is most common among women following menopause (natural or therapy-induced). In healthy people, bone formation and resorption are closely linked; old bone is resorbed and replaced by newly formed bone. In postmenopausal osteoporosis, bone resorption exceeds bone formation, leading to bone loss and increased risk of fracture. The World Health Organization (WHO) defines osteoporosis in a postmenopausal woman or a man over the age of 50 as a bone mineral density (BMD) T-score less than or equal to -2.5 at the total hip, femoral neck, or lumbar spine (at least 2 vertebral levels measured in the posterior-anterior projection, not the lateral projection) as noted below. 1
• Normal: T-score above (i.e., better than) or equal to -1.0
• Osteopenia: T-score between -1.0 and -2.5
• Osteoporosis: T-score below (i.e., worse than) or equal to -2.5
• Severe or established osteoporosis: T-score below -2.5 with fragility fracture
In addition to diagnosis through densitometry, osteoporosis can be diagnosed clinically, regardless of the T-score. The presence of a fragility fracture constitutes a clinical diagnosis of osteoporosis. It is important to distinguish between risk factors for osteoporosis as defined by BMD and risk factors for osteoporotic fracture. The use of BMD T-scores to assess fracture risk can be markedly improved by combining BMD with information about other risk factors, particularly the woman’s age and fracture history. The major risk factors in postmenopausal women are advanced age, genetics, lifestyle factors (e.g., low calcium and vitamin D intake, smoking, and heavy alcohol consumption), thinness, and menopausal status. Because nearly 50% of postmenopausal women in the community over the age of 50 years who suffer an osteoporotic fracture do not have osteoporosis as defined by a BMD test, the WHO developed the fracture risk assessment tool (FRAX) to identify clinical risk factors of patients at high risk for osteoporotic fractures: 1
• Age
• Sex
• Prior fragility fracture after age 50
• History of corticosteroid use (5 mg per day or more for 3 months or longer)
• Parental history of hip fracture
• Rheumatoid arthritis
• Secondary osteoporosis (e.g., type 1 diabetes, osteogenesis imperfecta in adults, longstanding hyperthyroidism, hypogonadism, premature menopause [before age 40], chronic malabsorption and chronic liver disease)
• Current smoker
• Alcohol use of greater than 2 medium glasses of wine or beer per day
• Body Mass Index (BMI) (less than 21 kg/m2)
Other secondary causes of osteoporosis include the following:
• Oral glucocorticosteroid therapy for longer than 3 months
• Hypogonadism
• Transplant history
• Obesity surgery
• Malabsorption disease
• Aromatase therapy for breast cancer
• Excess urinary calcium excretion
• Vitamin D deficiency
• Hypocalcemia
• Multiple myeloma
• Endocrine disorders such as hyperthyroidism, Cushing’s syndrome, and disorders of collagen structures
• Renal failure (increase bone resorption, or decreased bone formation leading to renal osteodystrophy)
• Paget’s disease
• Liver/biliary disease
• Metastatic cancer involving bone
Osteopenia is classified by the WHO as low bone mass with a T-score between -1.0 and -2.5. An osteopenic T-score by itself does not constitute needed treatment. Osteopenia has to be associated with either lower energy fracture(s) or a high risk for future fractures which is assessed using FRAX tool. Using the FRAX score is emphasized in the osteopenic patient as the majority of fragility fractures occur in osteopenic patients.
In contrast to the large fracture-end point trials of osteoporosis therapies in women, studies in men have generally been small, with change in BMD as the primary end point. Treatment trials in men have yielded effects on BMD, biochemical markers of bone remodeling, and trends in fracture reduction that closely mirror those seen in larger trials in postmenopausal women with osteoporosis. If osteoporosis is due to another condition (e.g., hypogonadism, gastrointestinal disease, hypercalciuria), the underlying cause should be treated and potential offending agents (e.g., glucocorticoids, alcohol, tobacco) should be eliminated whenever possible. The Endocrine Society’s Clinical Guidelines and a systematic review and meta-analysis suggest that available therapies are likely to be effective in men and that it is appropriate to recommend pharmacological therapy in men with increased fracture risk. 2,3
Medical management focused on lifestyle may be all that is needed for postmenopausal women and men >/ 50 years of age who are at low risk for osteoporotic fracture. Lifestyle measures should be adopted universally to reduce bone loss. Some lifestyle measures include adequate calcium and vitamin D, exercise, smoking cessation, counseling on fall prevention, and avoidance of heavy alcohol use. The North American Menopause Society (NAMS), 4 American Association of Clinical Endocrinologists (AACE), 5 and the National Osteoporosis Foundation (NOF) 1 recommend that bisphosphonates are appropriate to reduce fracture risk in women with postmenopausal osteoporosis. Additionally, the NAMS, AACE, and NOF recommend osteoporosis pharmacotherapy in the following populations:
• Postmenopausal women and men >/ 50 years of age who have had a hip or vertebral fracture, including fragility fracture.
• Postmenopausal women and men >/ 50 years of age who have had BMD values consistent with osteoporosis (i.e., T-scores equal to or worse than -2.5) at the lumbar spine, femoral neck, or total hip region.
• Postmenopausal women and men >/ 50 years of age who have T-scores from -1.0 to -2.5 and any one of the following:
• History of fracture of proximal humerus, pelvis, or distal forearm.
• History of multiple fractures at other sites (excluding face, feet, and hands).
• Pharmacologic therapy is recommended for patients with osteopenia if the FRAX 10-year probability for major osteoporotic fracture is (>/ 20%) or the 10-year probability of hip fracture is (>/ 3%).
Covered Indications
In order to be covered by Medicare, a drug or biological must be safe and effective and otherwise reasonable and medically necessary. Please refer to CMS IOM Publication 100-02, Medicare Benefit Policy Manual , Chapter 15, Section 50 Drugs and Biologicals.
IV bisphosphonate therapy will be considered medically reasonable and necessary when administered as outlined in this LCD. The coverage of IV bisphosphonates in lieu of a standard oral treatment protocol must be supported in the medical record. Medical record documentation must include:
• Covered Clinical Medical Diagnosis listed below, and
• IV bisphosphonate indication (either of the following)
• Demonstrated intolerance, adverse side effects, or contraindications for FDA approved oral bisphosphonates dosing regimens; or insurmountable issues related to absorption, compliance, or dosing posture.
• Treatment failure of oral bisphosphonate therapy. Documentation of adequate trials or attempts of FDA-approved oral bisphosphonates result in fallen Bone Mass Density and/or failure to suppress bone turnover (e.g., persisting high bone -turnover marker measurements).
Covered indications in this LCD are for all the IV bisphosphonates: ibandronate sodium, pamidronate disodium, and zoledronic acid, unless otherwise documented for a specific clinical medical condition/diagnosis noted below.
Osteoporosis and Osteopenia
Coverage for IV bisphosphonate therapy include any of the following:
• Postmenopausal women and men >/ 50 years of age who have had a hip or vertebral fracture, including fragility fracture.
• Postmenopausal women and men >/ 50 years of age who have had BMD values consistent with osteoporosis (i.e., T-scores equal to or worse than -2.5) at the lumbar spine, femoral neck, or total hip region.
• Postmenopausal women and men >/ 50 years of age who have T-scores from -1.0 to -2.5 and any one of the following:
• History of fracture of proximal humerus, pelvis, or distal forearm.
• History of multiple fractures at other sites (excluding face, feet, and hands).
• Pharmacologic therapy is recommended for patients with osteopenia if the FRAX 10-year probability for major osteoporotic fracture is (>/ 20%) or the 10-year probability of hip fracture is (>/ 3%).
• Hypercalcemia associated with malignancy
Osteoclastic hyperactivity resulting in excessive bone resorption is the underlying complication with metastatic bone disease and hypercalcemia associated with malignancy. Most cases of hypercalcemia, associated with malignancy, occurs in patients who have breast cancer, squamous-cell tumors of the lung or head and neck, renal-cell carcinoma, and certain hematologic malignancies (multiple myeloma and some types of lymphomas). Bisphosphonates, in conjunction with hydration, are indicated for moderate or severe hypercalcemia associated with malignancy with or without bone metastases.
• Cancer Treatment-Induced Bone Loss (CTIBL) in Breast and Prostate Cancer
• Coverage: pamidronate disodium and zoledronic acid
Breast Cancer
Cytotoxic chemotherapy: There are 2 mechanisms of cytotoxic chemotherapy inducing bone loss. First, there is a direct negative effect of the cytotoxic therapy on bone cells, predominantly osteoblasts and, second, many women who are premenopausal have cytotoxic therapy effects on ovarian function, which results in gonadal loss. In addition, in (e.g.: tamoxifen) premenopausal women, surgery (oophorectomy) or radiation therapy to the ovary results in bone loss. Hormone therapy, (e.g.: tamoxifen) in premenopausal women, and the aromatase inhibitors result in bone loss, as well as gonadotropin-releasing hormone (GnRH) antagonists/agonists, which shut off ovarian function. All of these result in estrogen depletion.
Prostate Cancer
In prostate cancer, cytotoxic therapy again has a negative effect not only on testicular function but also on bone. Surgical therapy, hormone therapy, including antiandrogens and GnRH agonists/antagonists, results in androgen depletion. The final common pathway, estrogen and androgen depletion, results in a decrease in bone mineral density.
National Comprehensive Cancer Network (NCCN) guidelines 6,7 and supportive literature support use of bisphosphonates in cancer treated patients while on concurrent adjuvant hormone therapy, aromatase inhibitor, or GnRH antagonists/agonists.
• Bone metastases secondary to solid tumors, breast cancer, and prostate cancer
• Multiple Myeloma
• Coverage: pamidronate disodium and zoledronic acid
• Osteolytic lesions due to metastases
• Paget’s Disease of bone (osteitis deformans)
• Coverage: pamidronate disodium and zoledronic acid
Intravenous bisphosphonates are indicated for moderate to severe Paget’s disease of bone.
Zoledronic acid - Injection is covered for the treatment of moderate to severe Paget’s disease of bone in men and women for any of the following:
• when there is an elevation in serum alkaline phosphatase 2 times or higher than the upper limit of the age specific normal reference range
• there is risk for complications from their disease
• to induce remission (normalization of serum alkaline phosphatase)
This contractor will cover zoledronic acid once per year for these patients because, after a single treatment, an extended period of remission is observed.
If a patent relapses after 1 year of remission, re-treatment is considered reasonable and necessary if any of the following conditions occur:
• an increase in serum alkaline phosphatase
• a failure to achieve normalization of serum alkaline phosphatase
• as dictated by medical practice for symptom recurrence
• Osteogenesis Imperfecta and Fibrous dysplasia of bone (McCune-Albright syndrome)
• Coverage: pamidronate disodium
• Discontinuation of Denosumab (Prolia/Xgeva) Therapy
• Coverage: zoledronic acid
• Treatment/Prevention of Glucocorticoid-Induced Osteoporosis (GIOP) and Glucocorticoid-Induced Bone Loss in Transplant Recipients
The policy text continues in the CMS record.
Summary of evidence (opening)
Background
WPS GHA received 2 reconsideration requests for coverage for additional indications for parenteral bisphosphonates. The summary and analysis of the literature review that was conducted for both requests will be described below. Each section will be labeled according to each indication and the literature review that corresponds to it. Additionally, WPS performed an LCD update review which incorporated current medical literature and society guidelines supportive evidence for coverage indications, limitations and/or medical necessity.
Zoledronic Acid for Cancer Treatment-Induced Bone Loss (CTIBL) in Breast Cancer
According to the FDA label, Zometa (zoledronic acid) injection is indicated for the treatment of hypercalcemia of malignancy, for patients with multiple myeloma, and for patients with documented bone metastases from solid tumors in conjunction with standard antineoplastic therapy. 8
The contractor cites 20 sources in the bibliography; the full summary and analysis of evidence are in the CMS record.
Dates, lineage and related policies
- Original determination effective
- 2015-10-01
- Current revision effective
- 2026-01-01
- Last reviewed by the contractor
- 2025-12-04
- MCD version
- 31
- Derived from
- L30139
Other related documents: A59622 (Response to Comments).
Using this policy on a claim
Match the documented indication to the covered indications above before the service is scheduled, carry a diagnosis from the article's covered list on the claim line, and keep the elements the documentation section asks for in the record, because the contractor can request it later through medical review. A denial under this policy arrives as CARC 50 with remark N115; the LCD lookup guide walks through the appeal path and the Advance Beneficiary Notice rules, and the Wisconsin Physicians Service Insurance Corporation hub lists every other active policy from the same contractor.
Frequently asked questions
What does LCD L34648 cover?
Bisphosphonate drugs act to inhibit normal and abnormal bone reabsorption. This action is helpful in reducing pain, reversing hypercalcemia, and preventing and reducing fractures in a range of diseases that directly or indirectly impact bone modeling and remodeling. The full indications and limitations are reproduced on this page from the CMS Medicare Coverage Database export of September 24, 2026.
Which states does LCD L34648 apply to?
Wisconsin Physicians Service Insurance Corporation applies it to Medicare claims in AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY. A Local Coverage Determination binds only the contractor that wrote it; the same service in another jurisdiction is judged under that contractor's own policy or, where none exists, claim by claim.
Which diagnosis codes support medical necessity under LCD L34648?
The companion billing and coding article A56907 lists 228 ICD-10-CM codes in 3 groups that support medical necessity; the first 24 appear on this page and the complete list is in the article on cms.gov.
How do I appeal a denial under LCD L34648?
The remittance carries claim adjustment reason code 50 with remark code N115, naming the LCD. Compare the documented indication with the policy's covered indications and the article's diagnosis list, then file a redetermination within 120 days with the record attached; if the service genuinely falls outside the policy, the patient can be billed only when a valid Advance Beneficiary Notice was obtained before the service.
Sources
Every figure on this page is taken from the CMS publications below, as released by the Centers for Medicare & Medicaid Services. Projection built 2026-10-02. Verify against the primary file before billing or contracting decisions.
- Medicare Coverage Database, current LCD exportVersion MCD release 2026-09-24 · effective 2026-09-20 · file lcd.csvSHA-256 2fcc4251b6ddd1eb…
- Medicare Coverage Database, current Billing and Coding Articles exportVersion MCD release 2026-09-24 · effective 2026-09-20 · file article.csvSHA-256 f31932f1df3b4035…
- ICD-10-CM FY2027 code descriptionsVersion FY2027 · effective 2026-10-01 · file icd10cm_codes_2027.txtSHA-256 3c0583a38ee0e848…
Disclaimer
The policy text and code lists are reproduced from the CMS Medicare Coverage Database export as an operational reference. Verify against the current LCD and article on cms.gov before billing; coverage depends on the full record and the contractor. Not legal, clinical or billing advice.