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Cigna provider portal, phone and payer ID

Cigna Health and Life Insurance Company · A The Cigna Group company

Reviewed by QuickIntell RCM Editorial Team · Last reviewed

Updated

TL;DR

Cigna, a The Cigna Group subsidiary, is a commercial payer covering roughly 18 million members. Provider phone is 1-800-882-4462. Claims payer ID is 62308. Standard timely filing is 90 days from date of service for participating providers. Electronic claims (837), eligibility (270/271), prior auth (278), and ERA (835) are supported. Use the provider portal for eligibility, claims status, prior authorization, and appeal workflows.

Cigna provider portal, phone and payer ID quick facts

Provider portalhttps://cignaforhcp.cigna.com
Provider phone1-800-882-4462
Claims payer ID62308
Eligibility payer ID62308
ERA payer ID62308
Timely filing90 days
Prior auth routeX12 278 plus provider portal
Last reviewed2026-04-23

Cigna at a glance

Legal nameCigna Health and Life Insurance Company
Also known asCigna Healthcare, The Cigna Group
CategoryCommercial
Parent organizationThe Cigna Group
Claims payer ID62308
Eligibility (270/271) payer ID62308
ERA (835) payer ID62308
NAIC company codeNot published
States coveredNationwide (50 states)
Members covered~18 million members
Provider portalhttps://cignaforhcp.cigna.com
Provider phone1-800-882-4462

Always verify claims-routing details against the member ID card and the payer's current EDI companion guide before submission.

Timely filing & appeals for Cigna

Cigna's standard timely filing window for participating providers is 90 days from the date of service. Plan-specific products (Medicare Advantage, Medicaid, employer groups, secondary claims) may have shorter or longer windows — always confirm against the policy linked below before disputing a TFL denial.

Submission typeWindow
In-network initial claim90 days
Out-of-network initial claim90 days (verify per plan)
Secondary / coordination of benefits90 days from primary EOB
Corrected / appeal180 days from denial

Appeal levels

  1. Level 1: First-Level ReconsiderationFile within 180 days

    Written request for claim reconsideration with supporting documentation, filed within the stated window of the denial notification.

  2. Level 2: Second-Level Formal AppealFile within 60 days

    Formal appeal reviewed by a party not involved in the initial determination; typically requires the first-level decision letter.

  3. Level 3: External / Independent ReviewFile within 120 days

    External Independent Review Organization (IRO) review per ACA §2719 and applicable state law.

Source: Cigna provider policy. Always confirm before disputing a TFL denial — payer policies are versioned and product-specific.

Prior authorization with Cigna

Cigna accepts X12 278 prior-authorization transactions electronically. The procedures most commonly subject to prior authorization include advanced imaging, inpatient admissions, specialty pharmacy, and certain outpatient surgical procedures. Use the payer's authorization tool below to confirm requirements per CPT before scheduling a service.

Cigna maintains a live prior-authorization code lookup tool that supersedes any cached list. Use the provider portal or the policy documents below to confirm the current PA list before rendering a service.

Top denial reasons for Cigna

Per-payer denial benchmarks publish here once the QuickIntell anonymized ETL pipeline ingests sufficient Cigna volume. Until then, see the broader CARC reference for industry-wide remediation guides.

Electronic claims, eligibility & ERA

TransactionSupportedPayer ID
837P / 837I claimsYes62308
270 / 271 eligibilityYes62308
278 prior authorizationYes62308
835 ERAYes62308

Payer IDs vary by clearinghouse — confirm against your clearinghouse payer list (Availity, Change Healthcare/Optum, Waystar) before configuring submitter routing.

What revenue cycle teams should verify before submitting claims

  • Confirm whether the member is Cigna commercial, Cigna Healthcare, Cigna Medicare, behavioral health, pharmacy, or a delegated specialty-review workflow before selecting the authorization route.
  • Use payer ID 62308 for standard Cigna medical claim routing only after confirming the member card and clearinghouse payer list.
  • For imaging, cardiology, musculoskeletal, sleep, radiation oncology, specialty pharmacy, and similar categories, verify whether the request routes to Cigna, eviCore/Evernorth, CoverMyMeds, Availity, phone, or fax.

Common denial and routing risks for this payer

  • Submitting a delegated specialty authorization through the wrong channel even when the clinical packet is complete.
  • Releasing a claim whose CPT/HCPCS, units, site of service, rendering provider, or facility no longer match the approved Cigna authorization.
  • Applying Cigna commercial timely filing or appeal windows to Cigna Medicare or employer-specific products without checking the current reference guide.

How QuickIntell supports this workflow

  • Route Cigna requirement checks through a payer-specific authorization workqueue that separates Cigna-direct, eviCore/Evernorth, pharmacy, and Availity paths.
  • Store the authorization number, delegated reviewer, approved units, dates, site, and provider/facility scope for downstream claim scrub checks.
  • Flag Cigna claims with high medical-necessity or wrong-channel risk before 837 submission.

Sources used for this guide

QuickIntell coverage for Cigna

  • QuickRCM

    End-to-end claim lifecycle automation tuned to Cigna's edits and adjudication patterns.

  • QuickAuth

    Automated prior-authorization submissions and status checks for Cigna services that require PA.

  • QuickERA

    Automated 835 ERA posting from Cigna with payment reconciliation and denial routing.

Frequently asked questions about Cigna

Where is the Cigna provider portal?

The Cigna provider portal is available at https://cignaforhcp.cigna.com. Use it for eligibility checks, claim status, prior authorization workflows, appeals, and payer-specific routing updates. QuickIntell links to the payer's provider-facing portal as a reference and is not the official payer portal.

What is the timely filing limit for Cigna?

Cigna's standard timely filing limit for participating providers is 90 days from the date of service. Plan-specific products (Medicare Advantage, Medicaid managed care, employer groups) may have different windows — confirm against the payer's provider manual before disputing a TFL denial.

What is the Cigna payer ID?

The primary claims payer ID for Cigna is 62308. Eligibility (270/271) uses 62308 and ERA (835) uses 62308. Always verify against the member ID card and your clearinghouse payer list before submitting.

Does Cigna accept electronic claims?

Yes — Cigna accepts ANSI X12 837P and 837I electronic claims through standard clearinghouses. Real-time eligibility (270/271) is supported and X12 278 prior authorization is supported.

How do I appeal a Cigna denial?

Cigna uses a 3-level appeal process. Level 1 (First-Level Reconsideration) must be filed within 180 days of the denial. Each escalation level requires the prior decision letter and supporting clinical or coding documentation. See the appeal-levels block above for deadlines and process.

How long do Cigna prior authorization approvals take?

Cigna's prior-authorization decision turnaround typically follows standard industry windows: 72 hours for urgent requests and up to 14 calendar days for non-urgent requests. Specialty drugs and high-cost imaging may extend further. Submit through X12 278 or the Cigna provider portal for the fastest turnaround.

What is the Cigna provider phone number?

Providers can reach Cigna at 1-800-882-4462 for claims status, eligibility verification, and authorization questions. Have the member ID, date of service, and tax ID ready before calling. Most operational tasks are faster through the provider portal at https://cignaforhcp.cigna.com.

Run cleaner claims to Cigna with QuickIntell

QuickAuth, QuickRCM, and QuickERA are validated against Cigna's EDI behavior — eligibility, prior auth, claim scrubbing, and ERA posting all run on real payer rules.

Disclaimer

This page is operational reference for medical-billing professionals. It is not legal, clinical, or contractual advice. Payer policies change without notice — always verify against Cigna's current published documents before submission. CPT® is a registered trademark of the American Medical Association.